Relying solely on mortgage rate adjustments to solve housing affordability? That's a gamble when global bond markets keep throwing curveballs. The thing is, rates are just one piece of the puzzle. When international debt markets stay this volatile, tweaking interest rates alone won't cut it. You need a more comprehensive approach to actually move the needle on housing costs. The fundamental issue: in an unpredictable global financial environment, single-lever policy fixes rarely deliver the results policymakers hope for.