Buy XRP(XRP)

Buy XRP easily with our step-by-step guide.
Estimated price
1 XRP0,00 USD
XRP
XRP
XRP
$1,93
+1.78%
Scan the QR Code Download Gate App

How to Buy XRP(XRP) With USD?

Enter Amount
Select the XRP/USD trading pair and enter the purchase amount.
Confirm Order
Review the transaction details, including the XRP/USD price, fees, and other notes. Once confirmed, submit the order.
Receive XRP(XRP)
After successful payment, the purchased XRP will be automatically credited to your Gate.com wallet.

How to Buy XRP(XRP) with Credit Card or Debit Card?

  • 1
    Create Your Gate.com Account & Verify IdentityTo buy XRP securely, start by signing up for a Gate.com account and completing KYC identity verification to protect your transactions.
  • 2
    Choose XRP & Payment MethodGo to the "Buy XRP(XRP)" section, select XRP, enter the amount you wish to purchase, and choose debit card as your payment option. Then fill in your card details.
  • 3
    Receive XRP Instantly in Your WalletOnce you confirm the order, the XRP you buy will be instantly and safely credited to your Gate.com wallet, ready for trading, holding, or transferring.

Why Buy XRP(XRP)?

What is Ripple? Cross-Border Payment Solution for Financial Institutions
Ripple (XRP), launched in 2012, is designed for international remittances and real-time settlement. RippleNet allows banks and financial institutions to transfer funds globally at minimal cost and near-instant speed, far surpassing traditional SWIFT systems. XRP acts as a liquidity bridge, simplifying settlement between different currencies.
Technical Architecture and Use Cases
Ripple operates on distributed ledger technology (DLT), supporting products like xCurrent (real-time settlement), xRapid (liquidity solution), and xVia (global payment interface). Over 100 financial institutions—including Santander and SBI Remit—have joined RippleNet, covering 40+ fiat currencies and supporting instant P2P payments, supply chain settlements, and cash pooling.
XRP Supply and Value Drivers
XRP has a total supply of 100 billion, managed centrally by Ripple Labs, with a portion held by founders. XRP's primary use is as a liquidity bridge in cross-border payments, with its value tied to Ripple's partnerships and real-world adoption. XRP offers fast, low-cost transfers, ideal for large, frequent international fund movements.
Regulatory Risks and Centralization Debate
The U.S. SEC accused Ripple of issuing unregistered securities, causing significant XRP price volatility. Centralized management and lower decentralization remain controversial. Nevertheless, if Ripple resolves legal challenges and expands its ecosystem, XRP could benefit from the global shift toward digital payments.
Reasons and Risks for Investing in XRP
Fintech Innovation: Focused on cross-border payments and liquidity management with clear market applications. Fast, Low-Cost Transfers: Ideal for large, instant international fund flows. Regulatory and Centralization Risks: Policy and corporate governance heavily impact XRP's value. Intense Competition: New payment blockchains and stablecoins are also vying for market share.
Skeptical Views and Alternative Perspectives
While XRP has technical advantages, it depends heavily on institutional adoption and regulatory support. Adverse regulation or stalled partnerships could significantly impact its value. Investors should carefully consider legal and market risks.

XRP(XRP) Price Today & Market Trends

XRP/USD
XRP
$1,93
+1.78%
Markets
Popularity
Market Cap
#5
$117,81B
Volume
Circulation Supply
$218,07M
60,78B

As of now, XRP (XRP) is priced at $1,93 per coin. The circulating supply stands at approximately 60.789.498.738 XRP, resulting in a total market capitalization of $60,78B. Current market capitalization ranking: 5.

In the past 24 hours, XRP’s trading volume reached $218,07M, representing a +1.78% compared to the previous day. Over the past week, XRP’s price -8.55% has reflected continued demand for XRP as digital gold and a hedge against inflation.

Additionally, XRP’s all-time high was $3,65. Market volatility remains significant, so investors should closely monitor macroeconomic trends and regulatory developments.

XRP(XRP) Compare With Other Cryptocurrency

XRP VS
XRP
Price
24h Percent Change
7d Percent Change
24h Trade Volume
Market Cap
Market Rank
Circulating Supply

What's Next After Buying XRP(XRP)?

Spot
Trade XRP anytime using Gate.com's wide range of trading pairs, seize market opportunities, and grow your assets.
Simple Earn
Use your idle XRP to subscribe to the platform’s flexible or fixed-term financial products and easily earn extra income.
Convert
Quickly exchange XRP for other cryptocurrencies with ease.

Benefits of buying XRP through Gate

With 3,500 cryptocurrencies for you to choose from
Consistently one of the Top 10 CEXs since 2013
100% Proof of Reserves since May 2020
Efficient trading with Instant deposit & withdrawal

Other Cryptocurrencies Available on Gate

Learn More About XRP(XRP)

What is Wrapped XRP (wXRP) and How Does it Work?
Intermediate
More XRP Article
XRP’s Ambitious Goals for 2026: Unpacking the 11.55 Million Liquidity Milestone and Market Opportunities
According to data from the XRPL AMM dashboard, the XRP ecosystem has set a clear goal for 2026: to lock 11,557,546 XRP in decentralized exchanges.
Could XRP Crash by 99%? An In-Depth Analysis of Ripple’s Market Status and Outlook for 2026
On January 21, Gate exchange data showed that the price of XRP struggled around $2, marking a decline of more than 40% from its all-time high.
Exclusive Analysis: XRP Whale Holdings Hit Quarterly High—Is This a Sign of Trend Reversal?
XRP whale activity has surged to a three-month high, mirroring price consolidation at key technical levels. This dynamic highlights that the market is approaching a critical decision point.
More XRP Blog
XRP Price Analysis 2025: Market Trends and Investment Outlook
As of April 2025, XRP's price has soared to $2.21, sparking intense interest in the XRP market trends 2025. This comprehensive XRP price prediction 2025 analysis explores key factors driving its growth, including institutional adoption and regulatory clarity. Dive into our XRP investment analysis and future outlook to understand the crypto's potential in the evolving digital finance landscape.
What is the correlation between XRP and Bitcoin prices? Latest data analysis for 2025
XRP price fluctuations are eye-catching, with a 1.46% increase to $2.15 within 24 hours, and a market value exceeding $12.5 billion. However, its correlation with Bitcoin has decreased, with a 90-day decline of 24.86%. Nevertheless, XRP still ranks fourth in the cryptocurrency market with a market value of $12.51 billion, accounting for 4.63% of the total market value. This series of data reflects the resilience and potential of XRP in turbulent markets, deserving close attention from investors.
Potential Risks Associated with Using XRP for Financial Transactions
Using XRP for financial transactions, particularly in cross-border payments, comes with several potential risks that users and investors should be aware of:
More XRP Wiki

The Latest News About XRP(XRP)

2026-01-22 12:40UToday
加密倡导者比尔·摩根分享关于XRP的重大看法,随着新的恐惧、不确定和怀疑(FUD)出现 - U.Today
2026-01-22 12:25CryptoNewsFlash
灰度提交S-1文件,申请在NYSE Arca以GSNR代码上市NEAR ETF
2026-01-22 12:01CryptoNewsFlash
Ripple 在 XRPL 上推进零知识证明以实现隐私和可扩展性
2026-01-22 11:36TheCryptoBasic
四个图表叠加显示XRP从当前水平历史性上涨
2026-01-22 10:48Coinfomania
XRP复仇者激活:10万观看挑战
More XRP News
XRP ledger activity remains strong, with over 2.35 million transactions in the past day, while the XRP price has retreated to the lower end of its recent trading range. Despite market pressure, on-chain indicators show that XRP's actual usage remains steady, with a high transaction success rate, and inter-account payments remain stable. Historically, such divergence between strong fundamentals and weak prices often leads to consolidation followed by a rebound, indicating that the current decline may just be a correction rather than a structural collapse.
CoinNetwork
2026-01-22 13:12
XRP ledger activity remains strong, with over 2.35 million transactions in the past day, while the XRP price has retreated to the lower end of its recent trading range. Despite market pressure, on-chain indicators show that XRP's actual usage remains steady, with a high transaction success rate, and inter-account payments remain stable. Historically, such divergence between strong fundamentals and weak prices often leads to consolidation followed by a rebound, indicating that the current decline may just be a correction rather than a structural collapse.
#اخبار.اليوم  
Today's Key U.S. Macroeconomic Data
8:30 AM Eastern Time:
- U.S. GDP (Q3): A key indicator of economic growth and recession risks
- Initial Jobless Claims: Labor market strength versus slowdown signals
10:00 AM Eastern Time:
- Core Personal Consumption Expenditures (PCE) Price Index: The Federal Reserve's preferred inflation measure and a key factor in interest rate policy
These data collectively address growth, employment, and inflation in one morning.
Any surprises could alter expectations for rate cuts, move bond and dollar prices, and increase volatility in stock markets, cryptocurrencies, and risky assets.
#JoinGateTradFitoWinGoldPack 
#SpotGoldHitsaNewHigh 
$XRP  ‌
$GT  ‌
BasheerAlgundubi
2026-01-22 13:10
#اخبار.اليوم Today's Key U.S. Macroeconomic Data 8:30 AM Eastern Time: - U.S. GDP (Q3): A key indicator of economic growth and recession risks - Initial Jobless Claims: Labor market strength versus slowdown signals 10:00 AM Eastern Time: - Core Personal Consumption Expenditures (PCE) Price Index: The Federal Reserve's preferred inflation measure and a key factor in interest rate policy These data collectively address growth, employment, and inflation in one morning. Any surprises could alter expectations for rate cuts, move bond and dollar prices, and increase volatility in stock markets, cryptocurrencies, and risky assets. #JoinGateTradFitoWinGoldPack #SpotGoldHitsaNewHigh $XRP ‌ $GT ‌
XRP
+2.05%
GT
+1.74%
XRP is increasingly being positioned as the core infrastructure for moving massive amounts of value across  global financial networks.
whalechart
2026-01-22 13:09
XRP is increasingly being positioned as the core infrastructure for moving massive amounts of value across global financial networks.
XRP
+2.05%
More XRP Posts

FAQ about Buying XRP(XRP)

The FAQ responses are generated by AI and are provided for reference only. Please carefully evaluate the content.
Where is the Safest Place to Buy XRP?
x
How Can I Safely Buy XRP on Gate.com?
x
How to Buy XRP for Beginners?
x
How much will 1 XRP cost in 2030?
x
What is XRP for beginners?
x