Buy XRP(XRP)

Buy XRP easily with our step-by-step guide.

Buy XRP(XRP)

Buy XRP easily with our step-by-step guide.

XRP

$1.94

+2.42%

Scan the QR Code Download Gate App

Spend

Amount

Estimated price

1 XRP ≈ 0.00 USD

XRP

$1.94

+2.42%

Scan the QR Code Download Gate App

How to Buy XRP(XRP) With USD?

Enter Amount

Select the XRP/USD trading pair and enter the purchase amount.

Confirm Order

Review the transaction details, including the XRP/USD price, fees, and other notes. Once confirmed, submit the order.

Receive XRP(XRP)

After successful payment, the purchased XRP will be automatically credited to your Gate.com wallet.

How to Buy XRP(XRP) with Credit Card or Debit Card?

1
Create Your Gate.com Account & Verify IdentityTo buy XRP securely, start by signing up for a Gate.com account and completing KYC identity verification to protect your transactions.
2
Choose XRP & Payment MethodGo to the "Buy XRP(XRP)" section, select XRP, enter the amount you wish to purchase, and choose debit card as your payment option. Then fill in your card details.
3
Receive XRP Instantly in Your WalletOnce you confirm the order, the XRP you buy will be instantly and safely credited to your Gate.com wallet, ready for trading, holding, or transferring.

Why Buy XRP(XRP)?

What is Ripple? Cross-Border Payment Solution for Financial Institutions

Ripple (XRP), launched in 2012, is designed for international remittances and real-time settlement. RippleNet allows banks and financial institutions to transfer funds globally at minimal cost and near-instant speed, far surpassing traditional SWIFT systems. XRP acts as a liquidity bridge, simplifying settlement between different currencies.

Technical Architecture and Use Cases

Ripple operates on distributed ledger technology (DLT), supporting products like xCurrent (real-time settlement), xRapid (liquidity solution), and xVia (global payment interface). Over 100 financial institutions—including Santander and SBI Remit—have joined RippleNet, covering 40+ fiat currencies and supporting instant P2P payments, supply chain settlements, and cash pooling.

XRP Supply and Value Drivers

XRP has a total supply of 100 billion, managed centrally by Ripple Labs, with a portion held by founders. XRP's primary use is as a liquidity bridge in cross-border payments, with its value tied to Ripple's partnerships and real-world adoption. XRP offers fast, low-cost transfers, ideal for large, frequent international fund movements.

Regulatory Risks and Centralization Debate

The U.S. SEC accused Ripple of issuing unregistered securities, causing significant XRP price volatility. Centralized management and lower decentralization remain controversial. Nevertheless, if Ripple resolves legal challenges and expands its ecosystem, XRP could benefit from the global shift toward digital payments.

Reasons and Risks for Investing in XRP

Fintech Innovation: Focused on cross-border payments and liquidity management with clear market applications. Fast, Low-Cost Transfers: Ideal for large, instant international fund flows. Regulatory and Centralization Risks: Policy and corporate governance heavily impact XRP's value. Intense Competition: New payment blockchains and stablecoins are also vying for market share.

Skeptical Views and Alternative Perspectives

While XRP has technical advantages, it depends heavily on institutional adoption and regulatory support. Adverse regulation or stalled partnerships could significantly impact its value. Investors should carefully consider legal and market risks.

XRP(XRP) Price Today & Market Trends

XRP/USD

$1.94

+2.42%

Markets

Popularity

Market Cap

$118.23B

Volume

Circulation Supply

$242.97M

60.78B

As of now, XRP (XRP) is priced at $1.94 per coin. The circulating supply stands at approximately 60,789,498,738 XRP, resulting in a total market capitalization of $60.78B. Current market capitalization ranking: 5.

In the past 24 hours, XRP’s trading volume reached $242.97M, representing a +2.42% compared to the previous day. Over the past week, XRP’s price -8.03% has reflected continued demand for XRP as digital gold and a hedge against inflation.

Additionally, XRP’s all-time high was $3.65. Market volatility remains significant, so investors should closely monitor macroeconomic trends and regulatory developments.

XRP(XRP) Compare With Other Cryptocurrency

XRP VS

XRP

Price

24h Percent Change

7d Percent Change

24h Trade Volume

Market Cap

Market Rank

Circulating Supply

What's Next After Buying XRP(XRP)?

Spot

Trade XRP anytime using Gate.com's wide range of trading pairs, seize market opportunities, and grow your assets.

Simple Earn

Use your idle XRP to subscribe to the platform’s flexible or fixed-term financial products and easily earn extra income.

Convert

Quickly exchange XRP for other cryptocurrencies with ease.

Benefits of buying XRP through Gate

With 3,500 cryptocurrencies for you to choose from

Consistently one of the Top 10 CEXs since 2013

100% Proof of Reserves since May 2020

Efficient trading with Instant deposit & withdrawal

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Learn More About XRP(XRP)

What is Wrapped XRP (wXRP) and How Does it Work?

Intermediate

More XRP Article

XRP’s Ambitious Goals for 2026: Unpacking the 11.55 Million Liquidity Milestone and Market Opportunities

According to data from the XRPL AMM dashboard, the XRP ecosystem has set a clear goal for 2026: to lock 11,557,546 XRP in decentralized exchanges.

Could XRP Crash by 99%? An In-Depth Analysis of Ripple’s Market Status and Outlook for 2026

On January 21, Gate exchange data showed that the price of XRP struggled around $2, marking a decline of more than 40% from its all-time high.

Exclusive Analysis: XRP Whale Holdings Hit Quarterly High—Is This a Sign of Trend Reversal?

XRP whale activity has surged to a three-month high, mirroring price consolidation at key technical levels. This dynamic highlights that the market is approaching a critical decision point.

More XRP Blog

XRP Price Analysis 2025: Market Trends and Investment Outlook

As of April 2025, XRP's price has soared to $2.21, sparking intense interest in the XRP market trends 2025. This comprehensive XRP price prediction 2025 analysis explores key factors driving its growth, including institutional adoption and regulatory clarity. Dive into our XRP investment analysis and future outlook to understand the crypto's potential in the evolving digital finance landscape.

What is the correlation between XRP and Bitcoin prices? Latest data analysis for 2025

XRP price fluctuations are eye-catching, with a 1.46% increase to $2.15 within 24 hours, and a market value exceeding $12.5 billion. However, its correlation with Bitcoin has decreased, with a 90-day decline of 24.86%. Nevertheless, XRP still ranks fourth in the cryptocurrency market with a market value of $12.51 billion, accounting for 4.63% of the total market value. This series of data reflects the resilience and potential of XRP in turbulent markets, deserving close attention from investors.

Potential Risks Associated with Using XRP for Financial Transactions

Using XRP for financial transactions, particularly in cross-border payments, comes with several potential risks that users and investors should be aware of:

More XRP Wiki

The Latest News About XRP(XRP)

2026-01-22 11:36TheCryptoBasic

四个图表叠加显示XRP从当前水平历史性上涨

2026-01-22 10:48Coinfomania

XRP复仇者激活：10万观看挑战

2026-01-22 10:31CoinsProbe

XRP 下跌测试关键支撑——多头能否证明这是一个建仓良机？

2026-01-22 08:44TheCryptoBasic

瑞波币（XRP）持有量如何可能达到$40 万亿——以及这将需要什么样的XRP价格

2026-01-22 08:39Gate News bot

XRP跌入极度恐慌区间，Santiment称历史信号指向新一轮反弹

More XRP News

MEVictim

2026-01-22 11:54

XRP Ledger Permissioned Domains Amendment Wins Validator Approval, Paving Way for Institutional DeFi

XRP

+2.47%

MEVictim

2026-01-22 11:37

XRP Hits 'Extreme Fear' After 19% Drop

XRP has entered "Extreme Fear" territory after a 19% drop, shifting retail sentiment from optimism to pessimism. However, contrarian investors may see this as a buying opportunity, as history suggests prices often rise against negative sentiment. Ripple's CEO remains optimistic, predicting a potential surge to $8.00 by 2026.

XRP

+2.47%

TheCryptoBasic

2026-01-22 11:36

Four Chart Overlays Show XRP Historically Rallies from the Current Levels

Four chart overlays originating from XRP price movements in past cycles indicate that the price often rallies from levels such as the current one. While XRP has been at the mercy of the bears, market data suggests a recovery effort may not be far off. For context, after a disastrous Q4 2025, XRP em

XRP

+2.47%

FAQ about Buying XRP(XRP)

The FAQ responses are generated by AI and are provided for reference only. Please carefully evaluate the content.

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